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Case 01***** Touching Cash Savings
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BALANCE cash for future buffer.
Sold: 4-rm BTO in Punggol, just 5 years
Cash Proceeds after expenses: $150,000
Purchased: EC 3 bedder Premium, Bellewoods
Purchase Price: $828,000
5% Cash downpayment: $41,400
15% CPF downpayment: $124,200
Balance Cash in Hand: $108,600
Savings on Resale Levy: $40,000
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Case 02: Buy Within Means
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No Monthly Cash Top Up On Instalments
Still have buffer funds in CPF
Couple Combined Gross Income: $7500/m
To Sell: 4-rm BTO in Punggol, just 6 years
Cash Proceeds after expenses: $130,000
To Buy: 2-bedder, The Signature, High Flr, Gd View
Purchase Price: $617,000
5% Cash downpayment: $30,850
CPF downpayment: $205,000
Monthly instalment (25yrs, 1.8% int): $1579/m
CPF Buffer Reserved: $40,000
Resale Levy: $40,000
Balance Cash in Hand: $59,150
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Risdian Isbint
Features: Corner Unit, City View, Swimming Pool View, Park/Greenery View
Fixtures: Air Conditioning, Cooker Hob/Hood, Intercom, Water Heater
Area: Balcony, Outdoor Patio, Bombshelter
Sale
Signature At Yishun
31, Yishun Street 5131
868 500 SGD
Guide price
4
3
Executive condominium
1184 sqft
733
75158
99-year Leasehold